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JTS Communities is excited to offer additional values at The Masters Series at Castle Oaks. JTS’ Castle Oaks has become one of the premier destination communities in the Sacramento region.

“Paying homeowners’ Mello-Roos taxes gives our buyers more financial freedom. Now they can enjoy all the amenities Castle Oaks and Ione have to offer, without worrying about Mello-Roos payments,” states Alissa Taylor, community sales manager of The Masters Series at Castle Oaks.

This opportunity is valid throughout the month of May. Featured homes in The Masters Series include:

The Serena
Located on lot 37, this home is a single-story model featuring four bedrooms, three baths, exterior smooth stucco, backyard landscaping, a rear covered porch and an interior courtyard. Previously valued at $546,786, this home is now offered at $489,990 – a savings of $56,796.

Lot 435 also features the Serena model with amenities such as upgraded maple cabinets, upgraded carpet, an alarm system and backyard landscaping. This single-story model was originally priced at $644,990, but has been reduced to $529,990 – a savings of $115,000.

The single-story St. Lucia II situated on lot 47, features four bedrooms and three baths. Amenities include honey cabinets, black appliances, raised bathroom vanities and a rear covered porch. This home, originally valued at $605,990, has been reduced to $449,990 – a savings of $156,000.

Located on the award-winning Castle Oaks Golf Course, with stunning foothill views, this community provides the perfect setting for any buyer desiring recreational opportunities and amenities within a small town setting. JTS Communities’ homes at Castle Oaks in Ione have never more affordable, and the community is conveniently located just 35 minutes from Sacramento and Stockton.

To visit the Castle Oaks model homes, take Jackson Highway from Sacramento past Rancho Murieta, take a right on Ione Road, left on 104, right on Castle Oaks Drive and left on Fairway Drive. The models are open daily 10:00 a.m. to 6:00 p.m., and Wednesday 1 p.m. to 6 p.m. For information or to view the featured floor plans, visit www.jtscommunities.com. Broker coops are welcome.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

Regatta at The Rivers, by JTS Communities, is West Sacramento’s most prestigious and sought after luxury residential community. Recently honored at the Building Industry Association awards, Regatta at the Rivers was awarded a Major Achievement in Marketing Excellence (MAME) award for best architectural design for a new attached neighborhood. This award is indicative of JTS Communities’ Commitment to Excellence to create quality designs.

“This award is truly an honor,” states Kristen Sandahl, Regatta at The Rivers community sales manager, “It distinguishes Regatta from any other community in the six-county area. With our low monthly payments and livability, we truly are a unique lifestyle neighborhood.”

The award-winning plan was the newly-released Sausalito model, a single-story home featuring two bedrooms, two baths and approximately 1,407 square feet. The model has been a consistent favorite among Regatta buyers.

Offering an array of recreational activities, The Rivers’ master planned community encompasses 40-acres and includes private parks, a fishing dock, playground, practice golf green, sand volleyball courts and climbing structures, sitting areas and walking trails. A key attraction within the community is the Village Club, home to three swimming pools, a waterslide, lounge areas and a meeting room. Of additional interest, are plans for a Kindergarten through 8th grade school, focusing on a fundamental academic program and 24-hour security services.

For information and to tour the decorated models, visit Regatta at The Rivers. From downtown Sacramento, take Interstate 5 north to the Richards Boulevard exit. Go west one block to Jibboom Street. Go left on Jibboom. Turn right on I Street over the I Street bridge, right on 5th Street, and right on Fountain Drive to the Regatta Models. Regatta is open Thursday through Tuesday from 10 a.m. to 6 p.m. and Wednesday from 1 p.m. to 6 p.m. For more information, contact the sales office at (916) 484-5225, or visit www.RegattaAtTheRivers.com or www.LiveAtTheRivers.com.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

JTS Communities is releasing its final offering at The Premier Series at Castle Oaks, a lifestyle neighborhood located on the award-winning Castle Oaks Golf Course and just 35 minutes from Sacramento. This new offering, the release of lot 38, represents the lowest pricing available within the community, and is a limited opportunity.

The single-story Lilac, featured on lot 38, offers three bedrooms, two baths, a two-car garage and is approximately 1,302 square feet. A consistent favorite among new home buyers, the Lilac includes Fairfield Oak Honey cabinets, white appliances, home theatre pre-wire, washer and dryer and backyard landscaping. This home, originally valued at $364,990, has been reduced to $311,990 - a savings of $53,000 when using a JTS approved lender. Monthly payments are as low as $893 per month.*

JTS Communities is proud to be a part of the heritage in Amador County, with their new home neighborhoods in Ione. “It is a wonderful lifestyle that people are finding out about,” states Christina Ellermeyer, community sales manager for The Premier Series at Castle Oaks, “With an award-winning golf course steps away and countless recreational activities at your doorstep, Castle Oaks provides the perfect retreat. This is the final opportunity to obtain this lifestyle at this price.”

To visit the Castle Oaks models in Ione, take Jackson Highway from Sacramento past Rancho Murieta, take a right on Ione Road, left on 104, right on Castle Oaks Drive and left on Fairway Drive. From downtown Ione, take Highway 104 west 1 mile to Castle Oaks Drive, then left to the models. The models are open Saturday through Tuesday from 10 a.m. to 6 p.m., and Wednesday 1 p.m. to 6 p.m. For more information, or to view the featured floor plans, visit www.jtscommunities.com.

*The $893 per month payment is based on the Lilac plan at The Premier Series at Castle Oaks, and is an interest only payment. See agent or on-site loan officer for details. Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

The curb appeal at JTS’ Castle Oaks has become even more impressive, as a result of JTS Communities recent “Spring Fling” event. JTS hosted the event exclusively for local residents within the community.

“This event was designed to bring the community together,” states Christina Ellermeyer, community sales manager for The Traditions at Castle Oaks, “Everyone from the neighborhood who attended the event received free flowers. The flowers were later were later planted in their yards by JTS staff. Guests were also treated to a BBQ lunch, as well as crafts and entertainment activities for the kids. This neighborhood takes such pride in their homes, it was a wonderful opportunity for JTS to give back.”

With an award-winning golf course and countless recreational activities just steps away, JTS’ Castle Oaks is the perfect neighborhood for those desiring a piece of Americana.

Starting in the high $200,000’s, and ranging in size up to 3,550 square feet, there is a JTS home for virtually any buyer. Whether you are a first time home buyer, are looking for a second home in the foothills, or are ready to begin a new life of retirement, Castle Oaks has a home that is perfect for you. From the classic architecture and workmanship that has made JTS Communities a leader in the Sacramento Valley, to homes that are loaded with standard features, a JTS home is sure to please even the most discriminating buyer.

To visit the Castle Oaks models in Ione, take Jackson Highway from Sacramento past Rancho Murieta, take a right on Ione Road, left on 104, right on Castle Oaks Drive and left on Fairway Drive. From downtown Ione, take Highway 104 west 1 mile to Castle Oaks Drive, then left to the models. The models are open Saturday through Tuesday from 10 a.m. to 6 p.m., and Wednesday 1 p.m. to 6 p.m.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

Regatta at The Rivers, by JTS Communities, is West Sacramento’s most prestigious and sought after luxury residential condominium community. JTS Communities is proud to offer this unique property, which combines the conveniences of downtown, without the challenges of high-density urban living. Now with special foreclosure pricing, the community is more affordable than ever.

“JTS Communities provides value,” states Kristen Sandahl, Regatta at The Rivers community sales manager, “Despite the market changes, JTS continues to pass on quality and savings directly to our home buyers, and now is the perfect time to purchase one of these lifestyle homes.”

The following are examples of this week’s featured specials:

The single-story Sausalito model, located downstairs in unit 102, offers two bedrooms, two baths and is approximately 1,316 square feet. A consistent favorite among Regatta buyers, this home boasts $24,000 in free upgrades which include cherry cabinets and built-in entertainment center, granite slab kitchen countertops, stainless steel appliances, 18 inch by 18 inch tile, accent paint, pre-wiring for surround sound, an alarm system and window coverings. This unit originally valued at $453,624, has now been reduced to $277,990 with incentives – a savings of $175,634 when using a JTS approved lender. This outstanding value will not last long.

The Tiburon model, situated in unit 104, features the perfect amount of space for today’s professionals or empty nesters. A two-story model with approximately 1,561 square feet, the Tiburon features three bedrooms, two-and-a-half baths and a 2-car garage. In addition, the home includes over $34,000 in free upgrades with maple cabinets and a built-in entertainment center, granite slab kitchen countertops, Bosch stainless steel appliances, upgraded flooring and lighting, pre-wiring for surround sound, an alarm system and window coverings. Originally valued at $504,897, this home is now being offered at $340,990 with incentives – a savings of $163,907 when using a JTS preferred lender.

Offering an array of recreational activities, The Rivers’ master planned community encompasses 40-acres and includes private parks, a fishing dock, playground, practice golf green, sand volleyball courts and climbing structures, sitting areas and walking trails, and will feature a future riverfront trail. A key attraction within the community is the Village Club, home to three swimming pools, a waterslide, lounge areas and a meeting room. Of additional interest, are plans for a Kindergarten through 8th grade school, focusing on a fundamental academic program and 24-hour security services.

For information and to tour the decorated models, visit Regatta at The Rivers. From downtown Sacramento, take Interstate 5 north to the Richards Boulevard exit. Go west one block to Jibboom Street. Go left on Jibboom. Turn right on I Street over the I Street bridge, right on 5th Street, and right on Fountain Drive to the Regatta Models. Regatta is open Thursday through Tuesday from 10 a.m. to 6 p.m. and Wednesday from 1 p.m. to 6 p.m. For more information, contact the sales office at (916) 484-5225, or visit www.RegattaAtTheRivers.com or www.LiveAtTheRivers.com.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

JTS Communities is offering “Foreclosure Pricing” at some of their most popular new home neighborhoods. JTS has been a leader in the new home marketplace, especially when it comes to planning and understanding fluctuations in the real estate market.

“JTS Communities is focused on making their new home communities available to everyone,
even at foreclosure pricing,” states Russell Coillot, sales manager at JTS Communities, “We
have the lowest payments in the industry, on-site loan officers and a product to fit every buyers needs.”

On-site loan officers offer prospective homebuyers the counseling, education and understanding needed, to demonstrate how JTS offers the lowest payments in the industry.

With home sizes ranging up to approximately 5,930 square feet, JTS provides floor plans to fit the needs of virtually any new home buyer. See the community sales manager and on-site loan officer for program details on these completed home sites.

For information on the “Foreclosure Pricing” program, visit www.jtscommunities.com for individual subdivision information.
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Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

With more than 40 years of experience, JTS Communities is a local homebuilder that has seen their share of real estate cycles. The builder has called upon their experience during the most recent industry crisis by having the working capital and trusted banking relationships to not only survive, but thrive.

“Challenging markets don’t intimidate us. Our decades of experience help us predict market changes and plan for them so we can continue to build the highest quality homes for the best value,” said Jack T. Sweigart, president and CEO of JTS Communities, Inc.

“Since JTS Communities has been a Bank of America client, their management team has focused on strategic planning with an eye to innovation balanced with prudent business decisions,” said Keith Collins, vice president of Bank of America’s Home Builder division.

Another element of JTS’ success is the “loan to value ratio” on their subdivisions is considerably less than the publicly traded, national builders. Thus, with low interest carry to banks, JTS can offer homebuyers better deals with the lowest payments in the industry.

“I have been in the construction lending business in the Sacramento area for over 25 years and have been lending to JTS for most of those years,” said Trudy Neal, Director of Loan Production for the Royal Bank of Canada’s Builder Finance. “Jack Sweigart has a “sixth sense” about where to build and what to build. He has proven that time after time. As a lender, I count myself extremely fortunate to work with a builder of JTS’ caliber during the good times, but even more so in today’s troubled real estate market.”

D. Tim Mahoney, of Wachovia’s Real Estate Financial Services Division commented, “Having followed the JTS story for over two decades, their ability to reinvent themselves over time is impressive. They are constantly adapting to changing consumer needs and expectations while at the same time keeping their eye on achieving ideal operating results and superior financial condition. JTS is market driven, customer focused, disciplined yet flexible, committed to quality and excellence, relationship oriented, financially conservative, and has a strong desire to be the best. Their genuine interest in having highly satisfied customers is a value demonstrated by all members of the JTS team.”

JTS Communities is proud to introduce their “We’ll Make Your Payment” program, now available at all JTS new home communities. A leader in the new home marketplace, JTS specializes in personalizing home loans and payments to fit any new buyer’s needs. Now, JTS will help make those payments for up to 30 years!

Because terms are so important in today’s marketplace, JTS Communities offers a multitude of ways to assist new home buyers in achieving the American dream. By being at the forefront of the industry, JTS can help you purchase a new home, with various payment options to choose from. As a result, JTS can structure any payment to fit your needs.

“JTS Communities is offering phenomenal pricing, the size of homes buyers are looking for, and will now help you to make your payments,” states Russell Coillot, JTS Communities’ sales manager, “Over the life of the loan, that equals thousands of dollars in savings, which can be used for vacations, college or retirement.”

For more information, please visit a JTS Community Sales Manager or on-site loan officer for terms and details, along with special financing programs. For community locations, visit www.jtscommunities.com.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

The Ranch Equestrian Estates is the Sacramento region’s only neighborhood featuring new estate homes on acreage, and JTS is proud to announce the release of the Ponderosa model on lot 27. Set within the beautiful rolling hills of Wilton, with picturesque white fencing and miles of horse trails, The Ranch Equestrian Estates is truly country living at its best.

“The Ponderosa embodies everything JTS strives for,” states Steve Gordon, community sales manager for The Ranch Equestrian Estates, “With over $95,000 in free upgrades and a monthly payment as low as $1,599 per month, this home will not last.”

A favorite among buyers, due to its transitional and inviting floor plan, the Ponderosa is the pinnacle of multi-functional design and lifestyle. Offering a single-story floor plan, this home features five bedrooms, three baths, a three-car side-loaded garage and is approximately 3,555 square feet. Adding to the elegance, the home’s upgrades include cherry spice cabinets, stainless steel KitchenAid appliances, upgraded carpets and flooring, a full alarm system and a rear covered porch. The Ponderosa originally priced at $1,180,006.00, is now reduced to $659,990 – a savings of $520,016 when using a JTS’ preferred lender. Additionally, the JTS Platinum Option Package is included within the pricing, and boasts the industry’s top of the line upgrades.

For more information and to visit The Ranch Equestrian Estates, take Highway 99 to the Dillard Road exit and head east. Follow Dillard Road to Clay Station Road and turn right. The sales office is open Friday through Tuesday 10 a.m. to 6 p.m. and Wednesday 1 p.m. to 6 p.m. For more information, contact the sales office at (916) 484-5222 or visit www.jtscommunities.com.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.

JTS Communities’ “Write Your Own Payment” program is now available at select new home neighborhoods. JTS has been a leader in the new home marketplace when it comes to “personalizing” homes and payments to fit any new home buyer’s needs.

“JTS Communities is focused on making their new home communities available to everyone,” states Russell Coillot, JTS communities sales manager, “The bottom line is JTS can make your payment fit your budget.”

On-site loan officers offer prospective home buyers the counseling, education and understanding to demonstrate how JTS offers the lowest payments in the industry.

The following featured homes illustrate the savings:

In the Anatolia community, The Estates is showcasing their Cypress model on lot 74. The Cypress offers four bedrooms, two and a half baths and is a single-story model. Originally valued at $627,000, this home has been reduced to $416,990 – saving buyers $210,010.

The Ranch Equestrian Estates is featuring their Tucson model, located on lot 213, which offers five bedrooms, three and a half baths and is a single-story. The Tucson initially priced at $1,178,329.00 has been reduced to $759,990, an incredible savings of $418,339.

In the community of Elk Grove, The Ranch at Sheldon Hills offers their Tucson model, located on lot 3. This single-story home offers four bedrooms and three and a half baths. Originally valued at $1,443,206.00, the home is now priced at $899,990, a savings of more than 35% at $543,216.

With home sizes ranging up to approximately 5,930 square feet, JTS provides floor plans to fit any new home buyer. See the community sales manager and on-site loan officer for details on great programs available.

For information on the “Write Your Own Payment” program, visit www.jtscommunities.com for individual subdivision information. Homes must close on or before April 30, 2008.

Square footage calculations are approximate and may vary. Must use JTS Approved Lender to obtain builder discount. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. JTS reserves the right to change or withdraw any offer at any time without obligation. JTS Communities reserves the right to change designs, features, floorplans and pricing without prior notice. All programs are subject to change or cancellation without prior notice. Program qualification is dependent on buyers fico scores, down payment and lender requirement. Please contact your sales representative for current information.